Here at Ocean Finance, we’ve helped over 250,000 people with loans and mortgages since 1991. In that time we’ve become a trusted name in personal finance.

Our service

It’s all about service at Ocean Finance. Whether you’re after a loan or a mortgage (or even insurance or credit cards), we’ll search a range of competitive deals from our panel of lenders – to help you find the right one for you. Best of all, we don’t charge you any up-front fees for our service.

You can call us free on 0800 916 9186 and our team of qualified consultants will be happy to help you.

Our loans

We search a wide range of loan deals for many different purposes – from £3,000 to £125,000. Whether you’re after a homeowner loan, a personal loan, car finance, debt consolidation loans or something else, we could help.

One of our qualified loan consultants could even help you find a loan deal if you have a bad credit rating.

Our mortgages

Ocean Finance lets you search for thousands of mortgage deals from leading lenders. Our qualified mortgage advisers can search for a mortgage deal to suit your needs, whether you’re looking for your first mortgage, a remortgage or buy-to-let deal.

Opening hours

You can call us for a loan, mortgage, credit card or insurance deal during these times:

Monday – Thursday: 9.00am to 8.00 pm

Friday: 9.00am to 5.30pm

Who we are

Shawbrook is a new savings and lending bank.  We specialise in the savings and lending markets where we have strong experience and knowledge. We combine traditional banking values with a modern approach.

We give our customers a straightforward, no-nonsense alternative to the high street.

Where we came from

We’ve been in business since 1944.  We changed our name to Shawbrook in October 2011.

Shawbrook has no legacy lending from the financial crisis, so we’re free of toxic debt.

Who watches over us

We are regulated by the Financial Services Authority.

Our brokers are licensed by the Office of Fair Trading and regulated under the Consumer
Credit Act.

We pay an annual levy to the Financial Services Compensation Scheme, and this fund protects our customers’ deposits.

Find out more at www.fscs.org.uk

Broker-arranged loans to
help your cashflow

Borrow at competitive rates without affecting your mortgage deal

Our secured loans (often called second-charge loans or home-owner loans) are only available to home owners and are arranged through brokers.

People use secured loans to finance improvements to the home, reduce their monthly interest by consolidating existing finance into a more affordable payment or pay for special one-off items like a wedding or a long-planned holiday.

We only work with a small number of independent brokers who meet our strict requirements, and specialise in secured loans.

THE OVERALL COST FOR COMPARISON IS 17.2% APR. THE ACTUAL RATE AVAILABLE WILL DEPEND UPON YOUR CIRCUMSTANCES. ASK FOR A PERSONALISED ILLUSTRATION. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

These loans are secured on your home

This means that we take a legal charge on your home, in a similar way that your mortgage company has a charge on your home. A ‘charge on your home’ means that if the worst comes to the worst and you can’t pay your mortgage or homeowner loan, a bank can repossess your home.

• Find out more about secured loans in the borrow FAQs.
• If you’d like to know more, click on the ‘Speak to a broker’ button, or call us on 0845 600 7681.

We are a lender that specialises in Near Prime residential mortgages, Buy to Let mortgages and Bridging. Our products are distributed exclusively through the mortgage intermediary market. We are committed to providing you with a first class service and helping you place more of your cases; so much so that we have recently implemented system changes that mean we can now accept 25% more cases!

Why Precise Mortgages for Home Owner and Buy to Let?

• Product Innovation and Choice: competitive Near Prime Home Owner, Prime and Near Prime BTL and Bridging products
• Decisions on your cases in minutes via our online system and the confidence that this will leave only a soft footprint on your client credit records
• Direct access to underwriters
• First class service
• 100% dedicated to the intermediary market
• Dedicated Intermediary Support Teams

You can visit www.precisemortgages.co.uk/mortgages for more information, including our full criteria and product guides.

Why not give our Intermediary Support Team a call on 0800 0116 4385 to discuss your case today?

Telephone:

Intermediary Support Team: 0800 116 4385

Claire Rankin (Business Development Manager): 07432 124167

Gareth Lewis (Head of Sales): 07432 124185

Roger Morris (Director of Sales): 07774 495810

E-mail:

Intermediary Support Team: enquiries@precisemortgages.co.uk

Website:

www.precisemortgages.co.uk

At Positive Lending service is king.

Providing a whole of market panel of lenders is just the start. We work incredibly hard to offer you every relevant specialist and mainstream lender available in the UK. We also work closely with a range of private individuals should a bespoke funding solution be necessary.

Our people make us different. Our people are experienced industry experts in the products we offer. We offer a human approach, providing the right solution, without delay.

We like to think of our relationship with you as being a partnership. In our partnership, finding business is the biggest challenge. In recognition of this, we pay you the very best commission package available in the market. It’s only fair.

The best products. The best people. The best commission.